San Joaquin County Market Trends

San Joaquin County Market Trends

The link above provides current market trends for San Joaquin County.
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Cover for your homeowner: an anti-deficiency primer |

Note that anti-deficiency protection under a trustee’s sale or a shortsale does not change the initial classification of the recourse debt to nonrecourse debt. Thus, any cancellation of debt income by way of a discount on recourse paper is still taxable, unless exempted by federal and state tax law.

Are you conidering selling your home as a short sale?
Contact: Fonda Glenn, a Realtor with Exit Realty Consultants in Manteca, California.

Phone: 209-614-3668

To read more go to:


Say Goodbye to Tax Deductions on Mortgage Insurance Premiums

Fonda Glenn - Realtor 

As of January 1, 2012, a new law has eliminated the ability of large numbers of home buyers and owners to write off their mortgage insurance premiums (MIPs). Alongside the loss of the tax deduction, Congress now requires new fees on all conventional Federal Housing Administration (FHA) loans. Together, these regulations will lead to an increase in the cost of homeownership for buyers by the end of this year.

Millions of existing owners and new homebuyers will be affected by the elimination of the MIP deduction. The law will affect all newly originated mortgages with less than a 20% downpayment and may also apply to all low downpayment-mortgages made after 2007.

For more information on this topic click here: A change of plans: Say goodbye to tax deductions